Try these simple exercises and then judge over a period of time how much better you and your partner feel.
Just for today, don't deprive yourself of anything. Pat yourself on the back for any job well done. Treat yourself to a nice lunch.
Set reachable goals. What do you like to do? How can you use your skills to improve your financial picture?
Stop thinking and speaking about money as if it were evil or dirty. Money is paper and metal. How you decide to represent it is a reflection of your morals - not of the morals of money itself. Remember that an inanimate object can't have a morality of its own.
Find a money mentor, someone knowledgeable and experienced who doesn't share your dread of money. Look for someone who will share your successes joyfully.
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