ATMs are convenient. They are located at convenient places. They offer you money on the spot. You don't have to see the face of that surly cashier. But be careful!
Use caution when approaching an ATM machine, especially at night, if the area is poorly lit or hidden behind trees or buildings. Take someone with you if possible, or choose another machine in a safer area.
Have your card ready before approaching the machine. Don't take time fumbling around in your purse or wallet.
Make sure no one can see you punch in your PIN number. Shield the keypad with your body.
Don't count your cash while standing at the ATM, immediately put it in your pocket or fold it in your hand and walk away.
At the drive-up ATM machines, keep all your doors locked and passenger windows rolled up.
Always take the receipts with you. Compare your ATM receipts to your monthly bank statement. If you find discrepancies, call the bank immediately.
Memorise your PIN. If you must write it down, don't keep it in your wallet or purse or write it on the card itself.
Don't ever give your card and PIN number to anyone to use, just because you are feeling lazy or are unable to draw money.
If you lose your ATM card, contact the financial institution that issued your card immediately.
When selecting a PIN, avoid numbers and letters that can be easily identified or associated with you. Do not use your initials, birth date, car number or telephone number.
If you are using an indoor ATM that requires your card to open the door, avoid letting anyone you don't know come in with you.
Cancel your transaction and leave the location if you see any suspicious activity.
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