“I love the holidays! What make them extra special are the gifts I receive. Speaking about gifts, as much as I love receiving them, when it comes to returning the favour it burns a deadly hole in my pocket”, cries Blossom Mendes, 24, sales executive.
Well here are some tips that will help you get through.
1. Curb your spending
This season opt for some low-cost but attractive gifts. Just because you’ve always been known as a fabulous gift-giver, it doesn’t mean you go overboard with your spending.
2. Be the early bird
Start shopping before the holiday season begins. Not only will you reap cool bargains, but it will also provide you with ample time to comparison-shop. Discount coupons, shopping offers are what you should be on the look out for.
3. Chuck credit facilities
With the holiday season approaching, many companies provide deferred billing options, allowing you to shop now and pay the bill three to six months in the future. What you might not realize is, if you can’t afford items now you won’t be able to afford them when the bill arrives, either. Pay now, instead.
4. Put your talents to some use
If you’re the artsy or crafty type, use your creative skills in making a gift for your loved ones. Not only will it be appreciated much mores, but will also substantially reduce your holiday-related spending costs.
5. Group gifting session
Get your friends to participate in a secret buddy gift exchanging session. All you got to do to choose a secret pal, is write their names on slips of paper, put them in a bowl, and then pick one name each. With a limit on the gift prices, now you end up wishing all your friends fair and square. Buying just one instead of several is a huge way to keep your costs down.
6. Plan ahead
Obviously you have a rough idea of how much you will be need for gifting. Set up a holiday gift-giving fund. Put aside Rs.100-200 each week just for holiday purchases.
7. Give your best
Don’t be stressed by your lack of finances. Always bear in mind that even the best present you purchase won’t compete with your presence. Make time to hang out with family and friends. Then wrap up the memories, and share them from year to year.
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